Obamacare: “It would be funny if this was a Saturday Night Live set, but it’s not. It’s our life.”
We have received over 1,000 Obamacare stories from you since we posted our Obamacare survey in October. If you’re suffering from this devastating law, you are not alone. You’re joined by New York resident Charlene Nagowski whose premiums have increased $1,300 and Tom Balek of North Carolina whose premiums have doubled and so many others.
Take a look at some more of the testimonies we’ve received. People are furious, and many are resorting to having no health care coverage at all, because now they can no longer afford it.
“It would be funny if this was a Saturday Night Live set, but it’s not. It’s our life.”
Alan Frasier of Florida told us about his healthy family of four. Their current plan will be canceled in July of 2014 and their monthly premiums will increase from $650 to $850. Their deductible will be $12,000. Alan said:
We won’t spend $12,000 on healthcare for the four of us in 10 years, unless something really bad happens, but our insurance now would cover us if something really bad happens for much less.
The Florida Blue operator told my wife that they are required to try and put a positive light on this, and said, on the bright side, all 4 of us are covered for maternity care. My wife has had a hysterectomy. [She] can’t have a baby (biology), and my daughters are 6 and 4. So, if they have a baby, something is dreadfully wrong. It would be funny if this was a Saturday Night Live set, but it’s not. It’s our life. We are beyond furious.
“When I realized we would be paying $1,309.50 a month the new premium literally took my breath away.”
Marilyn, a small business owner in Florida who wished to remain partially anonymous, stated:
This happened to us as well. We were paying $473.00 for a 2 person, $2,500.00/$5,000.00 per family deductible to Florida Blue Cross. We were notified our policy will be cancelled. The new policy that would most closely match our current policy would be $1,309.50 with a $6,250.00/$12,500.00 deductible. Overall we would be looking at $28,000 annually before a dime is paid by the insurance company. After analyzing the premium and deductible we decided it does not make sense to carry insurance.
She provided the following screen shot depicting the potential increase in costs for her:
I went on line and signed in to look at our options at Blue Cross because we received a letter notifying that our coverage would be ending in 2014. I thought the premium rate increase might be a $200.00 month additional. When I realized we would be paying $1,309.50 a month the new premium literally took my breath away. Since we are relatively we are healthy I was shocked. I looked at the big picture and realized over 5 years we would be paying $141,070.00 plus our out-of-pocket expenses to receive benefit it just doesn’t make sense to purchase insurance at this time.
“I cannot afford this increase and will have to drop my coverage.”
Fay Dixon of Georgia said:
I was able to renew my insurance effective December 1, 2013 in order for my policy to not change (except for a $50.00 increase in premium). My contract ends November 30, 2014, at which time my premiums will double. I cannot afford this increase and will have to drop my coverage.
“If I have to spend over $22,000 per year before any insurance benefit kicks in, it no longer makes sense to have health insurance.”
Tom Davis of North Carolina told us:
My family’s individual BCBS policy ($10,000 deductible, $400/month premium) has been cancelled effective 12/31/13. The new BCBS policy offered to my family has an $11,000 deductible and a premium of $930/month. That’s a 150% annual cost increase including both the premium and deductible increases. If I have to spend over $22,000 per year before any insurance benefit kicks in, it no longer makes sense to have health insurance – especially since I can wait until I get sick, and then purchase insurance at the same cost as a healthy person!
We’re working to make sure people like Fay, Tom, Marilyn, and Alan see Obamacare repealed in full as soon as possible. There are better, free-market options for America.