Andrew Fuller is a self-employed Virginia resident who has been purchasing a health insurance plan from the individual market for himself, his wife and three children for more than a decade. He currently has a core share policy with a monthly premium of $417 per month from Anthem Blue Cross Blue Shield. It has a $1,500 deductible per individual with $10,000 maximum out of pocket expenses.
But Obamacare came along, and now all of that has to change.
Our first reaction when we got the letter: I was so enraged and so was Jim. And we had to just step back from it and just process it and look at what’s really going on in this country. – Vicki White, Alabama
After nearly 10 years with the individual “blue” plan from Blue Cross Blue Shield of Alabama, with a premium of $402 per month and a $5,000 out of pocket deductible, Vicki and Jim White received a letter in the mail that infuriated them. They are a hardworking, responsible, healthy couple, so they chose a health insurance plan with a higher deductible, and were putting money in a health savings account.
Not everyone on the Left is in the same state of denial about the “success” of the Obamacare exchanges. Some Liberal pundits and commentators have expressed their embarrassment and frustration. Former White House press secretary Robert Gibbs called the Obamacare rollout “excruciatingly embarrassing.”
But Rep. Nancy Pelosi (D-CA) 14%, House Minority Leader, seems to be optimistic about the website’s failure.
She stated the obvious Thursday that the Obamacare enrollment website “has to be improved,” but her remarks give the impression that she isn’t really phased by the website’s failure… perhaps she hasn’t spent over two weeks like other Americans trying to sign up for a plan.
She told reporters:
There’s no question that what’s happening with the system for the national plans is something that has to be improved. They were overwhelmed by the traffic. OK, but now let’s see how long it’s going to take to have that be fixed.
Earlier this month, we asked you to share how Obamacare has affected you. Please keep your stories coming; we want to hear them so that Washington hears them. So far 446 individuals have responded.
Here are just a few of the stories we received. We found that an overarching concern is increased premiums and healthcare costs as well as uncertainty about job security and costs in the future.
Tom Balek of North Carolina said:
My premiums have more than doubled, and no subsidy. Also no interest on my savings thanks to the Fed!
We’ve heard from individuals being impacted by Obamacare across the country. The picture they’ve painted for us is grim, which motivates us all the more to continue to fight Obamacare for as long as needed – until it is stopped entirely.
One anonymous female custodian is employed by a contractor. Her hours were reduced from 40 hours per week to 29, and the reason given was because of the Affordable Care Act. She went on the exchange to sign up for insurance, and she was floored to find out she would have to pay $800 per month. At $12 per hour pay, her insurance would consume 57% of her gross pay.
She may not be able to afford healthcare coverage under the Affordable Care Act. At the very least, Obamacare is making affordable health care more difficult to access.